Crop hail coverage provides protection against physical damage from hail and/or fire. Most hail policies include extended coverages like fire and lightning, vandalism and malicious mischief, and certain perils while in transit and storage at no additional cost to you.

 

 

How does it work?

 

A dollar amount of coverage is selected by the producer. Options with different deductibles may be selected to permit a producer to partially self-insure for reduced premium costs.

 

 

Benefits

 

Crop hail coverage provides protection up to the actual value of your crop. Coverage is provided on an

acre-by-acre basis, so that damage that occurs on only part of a farm may be eligible for payment when the rest of the field remains unaffected.

 

If a grower has coverage and bumper crop yields or higher prices occur, coverage can be increased during the growing season to cover the value of the crop.

 

With our Fall Premium Payment Plan, you can buy the protection you need for your crops in the spring

while waiting until fall to pay the premium. A cash discount may also be available in your area for early

premium payment.

 

 

Extended Coverages

 

Crop Hail policy includes these extended coverages at no additional cost!

 

•  Fire and lightning

 

•  Vandalism, theft, and malicious mischief

 

•  Certain perils while in transit and storage